Distressed baby causes healthcare plan to rise

[Drama Queen]

and may impact Christmas bonuses next year.

http://www.slate.com/articles/double...s_talking.html

[FuriousXGeorge]

http://valleywag.gawker.com/tim-arms...ies-1517788240

[Drama Queen]

If companies had less family plan members, chances of this happening would be reduced.

[Eagle Road]

While I agree his example was deeply flawed, his talking point that going forward corporate insurance is in for a huge change is spot on.

As far as individual policies are concerned everyone I have talked to that had to change insurance is seeing at the very least a doubling of deductibles.

I just don't see how some of these people are going to be able to pony up the deductible until the insurance kicks in.

[Eagle Road]

If companies had less family plan members, chances of this happening would be reduced.

You can laugh, but that is exactly what is happening, companies that used to have a family plan are already raising rates on family members.

[Drama Queen]

Flawed? It sounded like he was keeping it real... two distressed babies, costs rise, and everyone gets a hike.

Can't imagine why "family plans" wouldn't be some kind of "hidden factor" when determining the next round of layoffs or hires.

[Drama Queen]

I'm not laughing whatsoever.

...and trust me, I laugh a lot.

[Eagle Road]

Flawed? It sounded like he was keeping it real... two distressed babies, costs rise, and everyone gets a hike.

Can't imagine why "family plans" wouldn't be some kind of "hidden factor" when determining the next round of layoffs or hires.

To pick something like that use as an example is what I mean by flawed, I think he should of simply said that as a group the medical costs of the company as a whole have gone up and somewhere an adjustment will have to be made.

The problem is it's a no-win situation for companies large and small. If you tell an employee that you are cutting HC benefits, your a bad guy, they don't want to know why.

If you tell them you are going to start charging more for non-employee members, your a bad guy, everybody thinks that things should always just get better, and it just doesn't work that way.

[Eagle Road]

I'm not laughing whatsoever.

...and trust me, I laugh a lot.

Sorry, I took your "and may affect Christmas bonuses next year" as a tongue in cheek response.

[Drama Queen]

I know what he should have said, and he's getting paid big bucks not to stick his foot in his mouth.

I'm glad he's stupid enough to kept it real.

... and those bonuses I joke about...there's a good chance that employees in human resource and management missed bonuses that are tied such expenditures.

"Hey, did you hear Karen has a newborn on life support?" "Fuck, there goes my Christmas vacation!"

[Drama Queen]

Hey, I've been there, seen that.

I had bonuses tied to safety... "Another slip and fall? Fuck!""

[Eagle Road]

Hey, I've been there, seen that.

I had bonuses tied to safety... "Another slip and fall? Fuck!""

Believe me, I have no love loss for insurance companies, I'm in one hell of a legal battle right now on a worker's comp. claim.

[Drama Queen]

It just sucks all around for both sides sometimes.

[iowaigglefan]

You can laugh, but that is exactly what is happening, companies that used to have a family plan are already raising rates on family members.

interesting can you cite a few examples better yet specific examples of the family plans increasing rates rates

[iowaigglefan]

While I agree his example was deeply flawed, his talking point that going forward corporate insurance is in for a huge change is spot on.

As far as individual policies are concerned everyone I have talked to that had to change insurance is seeing at the very least a doubling of deductibles.

I just don't see how some of these people are going to be able to pony up the deductible until the insurance kicks in.

interesting can you cite a few specific examples for deductibles doubling